@article{Kiaritha_Munyare_Njenga_2019, title={Does Competition from Commercial Banks affect the Financial Performance of Savings and Credit Co-operatives in the Banking Sector in Kenya?}, volume={4}, url={https://afritvet.org/index.php/Afritvet/article/view/87}, number={1}, journal={Africa Journal of Technical and Vocational Education and Training}, author={Kiaritha, Hannah and Munyare, Herman and Njenga, Newton}, year={2019}, month={Oct.}, pages={118-127} }